Codruta Boar and Andreas Wehrli, Ready, steady, go? Results of the third BIS survey on central bank digital currency, Bank for International Settlements, BIS Papers, number 114, January 2021, bis.org.

More than four-fifths of the worldвЂ™s central banks are similarly engaged in pilots or other central bank digital currency (CBDC) activities.2 2. вЂњEurosystem launches digital euro project,вЂќ press release, European Central Bank, July 2021,. The European Central Bank announced recently it was progressing its вЂdigital euroвЂ™ project into a more detailed investigation phase.1 1. That disconnect is now evolving rapidly with both monetary authorities and private institutions issuing stabilized cryptocurrencies as viable, mainstream payments vehicles. To date, however, its high profile has derived more from its status as a potential store of value than as a means of financial exchange. Cryptocurrency has been touted for its potential to usher in a new era of financial inclusion and simplified financial services infrastructure globally.

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